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hobby caravans again
28 May 2008, 10:05 AM
MD
Joined 12 Apr 2007
70 posts

Richie,

You are not trying to compare 'like with like'.

Your policy doesn't exclude speeding - that is a traffic offence. If you get points on your licence for speeding and they accumulate, you will lose your licence. Insurers will up your premiums, or even refuse to insure you, when you recover your licence.

Your insurance is invalidated if you breach terms and conditions of insurance by not complying with the Law relating to Construction and Use of Motor Vehicles. This is always in the small print of policy documents and has been quoted - on this forum - word for word from a CIS policy.

Kind regards.

Madge

hobby caravans again
28 May 2008, 10:09 AM
MD
Joined 12 Apr 2007
70 posts

Richie,
The answer to your question : a resounding YES! They also checked tyre pressures and the hand-brake on both car and caravan.
Madge

hobby caravans again
28 May 2008, 10:38 AM
Richie
Joined 17 Apr 2006
39 posts

Madge,

Can I check that the YES was that they measured the width of the caravan. I suggest that this was to establish the overhang and not the caravan width being over 2.3 m.

when did this happen please.

Are you suggesting that speeding is covered by your insurance policy, I suggest not.

This is "like with like" it's a contravention of traffic LAW and depending on what speed you are doing at the time you could actually loose your licence, that can't happen for towing the wrong caravan.

I'm not for one minute suggesting that people should break the law but I don't imagine that all insurance policies are the same.

Equally if you were to tow a trailer with broken lights this is also an offence but there would be no invalidation of your insurance at point of prosecution.

I had an accident once with someone who had no MOT it was a 50/50 payout and still the insurance companies paid out. When I asked the insurance company about this (I think it LLoyds at the time ??) they said that the lack of MOT was not a valid reason for witholding insurance pay out, they also suggested that even if someone was over the drink driving limit that the insurance could still pay out, surely these are examples of things that aren't "covered" by the spirit of an insurance policy but still they pay out.

hobby caravans again
28 May 2008, 11:19 AM
MD
Joined 12 Apr 2007
70 posts

Richie,
I am sorry but I feel you are just wriggling out of the truth and don't want to accept fact from your own wishful thinking of reality or not.
I guess it isn't possible to help you and suggest this topic is dropped - before the ADMIN of the site tie the knot again!
Regards.
Madge

hobby caravans again
28 May 2008, 12:54 PM
Kaiko2107
Joined 20 Jan 2007
63 posts

thanks for your comment ali. I really hope that this isnt the end of our hobby lives but its getting harder to justify having a hobby now with all this going on and we are really going to have to think carefully if it will be worth it. If we do we are going to have to fit cctv to the house and build a dedicated shed/garage just for the caravan. Its a real nightmare having to go through all that. The other factors is also that we are always going to be so paranoid about people comming up our shared 1/4 mile drive way. I really dont want to be a nosey neighbour twitching at my blinds everytime i hear a noise or a car comming up. Its now changing the way we look at things. I no longer leave my door unlocked at night where as before i felt completely safe. Its horrible. These theives have no idea what they do to people when they steal from them them.


hobby caravans again
28 May 2008, 1:18 PM
Kaiko2107
Joined 20 Jan 2007
63 posts

Hi MD i will look out the letter and scan it so that you can see for yourself it is very specific to my car and did say 2.5 wide. I maybe just got lucky when i asked for it. My caravan was bought in April 07 and i got the letter not long after i brought it home.

The particulars of my caravan are that it is a Hobby prestige 650 kfu. It has two bunks at the rear. A double bed in the middle and the round seating area to the front. The difference with mine is that it has the Cairo interior (cream and orange) as opposed to the blue/grey that is the norm with this model. It has a quick up awning attached to the side which is white when on the side as in the picture but blue when fully out. The chassis number is WHB27C46MOF734377. It has extra UK sockets fitted inside. It also has a 12v system fitted to it. It has the extra shower fitment on it and is/was in top condition. It was taken from our home in Carmyllie near Arbroath on Friday night at between 8pm and 12.00 midnight. We must have been in and didnt hear a thing. Thankfully the police are very much involved and are taking a keen interest in it just now, but they wont be able to do that for ever so i am trying to get as many people as i can to look out for it. We has a wheel clamp on it and a hitch but they still managed to steal it without any noise which is so strange. I have attached a pic with the seating arrangement so you can see the change of colour. Each time i post a new reply i will add more pics for you all to see. Maybe someone somewhere will spot it.


hobby caravans again
28 May 2008, 1:28 PM
Kaiko2107
Joined 20 Jan 2007
63 posts

Hiya i am insured through CIS it doesnt say anywhere. I have just read the whole lot. That i have to abide by any law when towing my caravan. Where are you seeing this.

Vicki

hobby caravans again
28 May 2008, 3:34 PM
MD
Joined 12 Apr 2007
70 posts

Hello Vicki and/or Kaiko2107,
Are you looking at your caravan or towing vehicle insurance?
The towing vehicle insurance is what matters. CIS will insure your caravan whilst it is on a static site but if it is being towed illegally, that is a different situation.

Check both of your policies and insurance certificates. It is very clearly stated on my documentation.

Some of us are insured through CIS for both towcar and caravan.

Hope this helps.

Madge

hobby caravans again
28 May 2008, 4:49 PM
Richie
Joined 17 Apr 2006
39 posts

Madge

I'm not wriggling and I know what the truth is.

Were they measuring the width of your caravan to establish overhang or the width of the caravan. I would really like you to answer that question as it is relevant to people who tow wide caravans.

I'm guessing that with your views on this subject that you would have raised this with them at the time or perhaps I am wrong.

If you did I would genuinely like to have the benefit of your experience. You regularly make contributions here which are very useful and informative and you appear to be an experienced caravanner, and therefore I would like to see some hard facts in the area of wide caravans rather than the conjecture that so often graces these pages.
There is no need to restate anything about the law etc., I am merely referring to your recent(??) experience.

I see people regularly towing wide caravans (with vehs < 3500kgs) and i'm quite sure that they have passed the police from time to time. I live in N. Ireland and we probably have more of them here per head than in GB!

Vosa could check many 2.5m caravans with a range of vehicles and find everything in order re weights etc., although if they were interested in the width of the caravan they might take a different view. I can understand why they would check the overhang, there is a specific legal limit for this in regard to all vehicles and for good reason.

i'm trying to establish through the experience of people on this site (yours in this instance) what the reaction of the authorities is to these caravan and what action they might take.

Many travellers tow 2.5m wide vans with vehicles <3500 and I would assume that VOSA would be on their tails all the time if they were being very proactive???

BTW i'm only reacting to other posts and not trying to resurrect this topic, i'm just interested in the facts as people have found them.


hobby caravans again
28 May 2008, 6:33 PM
pipster
Joined 13 Dec 2007
7 posts

Hi
I am very sad to hear of your loss, and if i can help i will i live in East Anglia and have my hobby stored on a secure site, and at the weekend went up to check on my van.
i have noticed that in the last few weeks a couple of new hobby vans have appeared which is a little unusual?? for this stotrage site.

They have been there as i say for a couple of weeks, so next time i go i will have a look at chassis numbers for you just in case they are stolen and match the number you supplied, and these may have been put here for cooling down period if you know what i mean.

We have a very active Gypsy Travellers here, and could be your Van has made its way down here.

Not sure of models as i only noticed them as i was driving out of site one is a double wheelbase cannot remember about the other one but i think it was single wheelbase.

I will have a look and let you know.

Pipster

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hobby caravans again
28 May 2008, 8:59 PM
Howat
Joined 28 May 2008
1 posts

Hi,

I have a Hobby 520 Excellent (1994) which I wish to sell. However, I am struggling to find any value for it.

I have been offered £900, but have no idea whether this is a fair offer or not. THe van has suffered a fairly minor leak, which has been fixed by the mark is still on the inside.

Can anyone help?

Jez

PS - I am only selling because I am having a Bailey modified for my diasbled daughter

hobby caravans again
28 May 2008, 10:32 PM
Ali
Joined 7 Feb 2008
17 posts

Hi, I am looking for a Hobby 540 as I now realise this is the biggest Hobby do in the 2.3m wide model. Can anyone tell me if these are quite spacious or not? We are a family of 2 adults and 4 young children under 11. Is there a version in which there is the fixed bedroom but with 2 single beds instead of a double?

hobby caravans again
28 May 2008, 10:37 PM
MD
Joined 12 Apr 2007
70 posts

Richie,

If you know the truth you will not want my experience of towing caravans; I've only been doing it since 1968 and with up to 20k miles some years, to and fro on the Continent - my limit being Istanbul, in Turkey.

When you are stopped, as I was just seven weeks ago, just few miles out from Dover; having just come off the ferry after a pretty rough crossing, it came as a surprise, to say the least.

You can watch as the checks are carried out, but cannot get involved in any way unless specifically asked for information. I was amazed at the thoroughness of the checks and how, it appeared to me, every check was recorded on computerised data sheets. It would be difficult watching a small team of three + a recorder perform the checks, so I cannot honestly answer your question about width measurement - it wasn't taken at the same time as the mirrors were being checked, as far as I can recall.

The questions that I was asked and was able to answer immediately included Registration Document? - Insurance Certificate? - This was followed by a comment on the lines 'your caravan has details of a German supplier of this van ... Have you the Bill of Sale for it?'. The van has a German number plate holder on the rear giving details of the supplier! No problems as I carry copies of all the documents including an encrypted copy of my CRiS Registration Document and a copy of the manufacturer's production documentation (a legal document in Germany).

Everything was done in a very courteous manner and I couldn't object to anything said or done - they were doing a job for which they are paid

You suggest they were checking the overhang of the mirrors - you say there is a law about this ........ there is also a law that limits the legal use of 2.5m wide caravans in the UK!

Like yourself, I have seen a few wide vans on the road and they appear to be well driven (most of the time, although I have seen a couple snaking because of speed and that wasn't a pleasant experience; as I was immediately behind them after they had overtaken me at 70+). That still doesn't make it legal in the UK. I know very little about NI as my experience has always been south of the border, in Eire.

On the Continent most wider vans are towed, quite sensibly, by the heavier continental vehicles and I couldn't comment further about them.

-----oOo-----

Finally, a response to an earlier comment about having checked insurance documents - not sure if it was Ali or Vicky - I would suggest that they are checking the wrong set of insurance documents - it is the vehicle insurance documents that refer to compliance with the law - not the caravan set. The caravan is coupled to the towing vehicle; which must comply with the law and that is why you must notify the vehicle's insurers regarding towing. Those of you who remember the Insurance Green Card, which was a requirement for travel abroad, listed the full details of the caravan thereon - even though the certificate was issued by the motor insurer and you had to pay extra for the cover. Further back on this forum the full wording was supplied.

On the Continent, some countries actually register the caravan as a road vehicle with a separate registration plate - hence the vans have two number plates on them. This is to do with the law, roadworthiness, insurance .... in Germany the equivalent of an MOT is required to get the van on the road and permit increased towing speeds on the motorway - as well as bi-annual certification of gas installations.

Safe travels.

Regards.

Madge

hobby caravans again
29 May 2008, 10:38 AM
Phil
Joined 26 Mar 2005
31 posts

ALi,

I have a Hobby 540WLU which has the end bathroom, 2 fixed single beds and the U shape seating turns into a double bed, Personnaly I dont see it being big enough for 6 people unless you use an awning with a seperate bedroom attached. if you go to the german "hobby" web site they have an english version and you can examine the layout. hope this helps...............Phil

hobby caravans again
29 May 2008, 11:14 AM
Kaiko2107
Joined 20 Jan 2007
63 posts

thanks for that i will look at both.


hobby caravans again
29 May 2008, 11:20 AM
Kaiko2107
Joined 20 Jan 2007
63 posts

Thanks pipster, I would really appreciate any help i can get to either get my van back or get the theives that stole it. We have a fair amount of people looking out for it now as my husband is an HGV driver and his entire firm is looking for it (over 200 drivers) going up and down the country. The more people looking the more heat these idots fee is on them too.

hobby caravans again
29 May 2008, 11:55 AM
gcoburn4200
Joined 1 May 2005
26 posts

Hi Ali

We have a 540uk Hobby since 2003 and have been great! There are 4 of us and the van accomidates us very easly. It has 2 fixed bunks which are very robust and spacious, next to that is a table that can be made into a bed, this easily sleeps 2 adults. We use to keep this down and close the doors that way we didnt need to bother putting a bed for us up and down which is my pet hate. This left the front of the van free for dinning etc. But if you dont want to do that the dinning area will make up a genoruse double bed giving you all the beds you need for the 6 of you. I would recommend putting an awing on the side and buying a tent inner, put inside a double double air bed and the adults can use this to sleep in, thus keeping your dinning area free to use we have done this a couple of times and found it to be very benificial.

I would thourghly recommend the 540uk for you guys! We have used our all year round and found it very comfortable in all weathers.

Cheers G


hobby caravans again
29 May 2008, 2:05 PM
nigel129
Joined 26 May 2003
31 posts

Can you tell me where you prchased your bike rack for your van, do you notice any difference when towing, is it removable or screwed and permenently fixed.
thanks
nigel


hobby caravans again
29 May 2008, 3:27 PM
gcoburn4200
Joined 1 May 2005
26 posts

Hi bike rack was on the van, but you could try JG trading who I bought the van from 0146140793. Have had no probs towing with it on. and have had 3 bikes on it. The rack is designed to come off but I have never bothered as it acts as a deterant to the would be thief. Only kidding they got in the side window.

G


hobby caravans again
29 May 2008, 3:56 PM
nigel129
Joined 26 May 2003
31 posts

Hi thanks for the info, bought our 495ufe from JG trading in 2003, never had to contact him since as weve not had one prob with the van. Hope your as happy with yours as we are. Will ring him for price on rack, (more room for the wife to stash stuff :)..... we must be well over weight with all the stuff shes got, now shes even filling air pockets :)
nigel.

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